How Much Does IVF Cost?

IVF stands for In Vitro Fertilization and it is helpful for implantation, embryo development, and fertilization. This treatment is usually performed on people who have pregnancy complications and find it difficult to conceive in a normal way. Presently, it is the most popular form of assisted reproductive technology (ART). It is a combination of surgeries and medicines that helps sperm to fertilize eggs. This treatment helps in the implantation process of the fertilized egg into your uterus. This article is about this treatment and all about IVF cost and success rate.

How does IVF work?

Initially, medicines are used to mature your eggs and make them ready for fertilization. Then, the physician takes the eggs out from your body to mix them with sperm which are already stored. Then the doctor will inject a few eggs into your uterus for the maximum rate of success. Pregnancy can now occur when there is an implantation of one or more embryos in the uterus lining.

IVF treatment is a long procedure and takes a few months or even more depending on your physical condition and other factors. In some people it works like magic and pregnancy occurs after the first implantation itself. For others, it may take a few more attempts. It is a proven technique that increases pregnancy chances. However, there is no 100% guarantee that the treatment will work. It ultimately works for a few people and some people are unfortunately unable to conceive even after IVF.

Is IVF expensive?

The average IVF cost for one complete session is $12,000. The cost of IVF ranges from $10,000 to $15,000. Most of the time the expense is higher than this and never lower than $10,000. There are also extra expenses on medications that cost about $1,500 to $3,000.

A few couples were put on an experiment and they had to report all their expenses for 18 months. The report has to include everything from session cost, monitoring, and meditation. As per results, an average couple undergoing this treatment will have to spend around $20,000 and an additional $7,000 for every extra session. So, if you sum up all the expenses, a couple has to spend around $33,000 for the complete procedure.

There is, however, no reason to panic as there are a lot of payless and discounts under this procedure to cut-off on the IVF cost. There are also refund programs that you should make use of when the bill gets higher. Usually, most health insurance companies do not cover the IVF cost of couples. However, you may get partial coverage by the insurance company. For example, you will only get coverage for a certain part of your medication or monitoring. This means that the complete bill amount goes down.

Additional IVF costs

We already know the basic IVF cost but if you want to add ART (assisted reproductive technologies), the cost will increase. An ICSI treatment is the injection of only one sperm into an egg. An additional $1,000 to $2,500 is the cost per session for this add-on treatment. Again, genetic examination or PGD of embryos will cost $3,000 at least. It can go lower and drop to $1,800 or go higher up to $7,500. On the other hand, embryo freezing including storage and initial freezing costs a few hundred extras. You can also go for an annual freeze which ranges from $200-$800 per year.

You may inform the doctor that you have frozen embryos from the last year and you would prefer not to go for new ones. This will reduce the cost of treatment to a certain extent. Frozen Embryo Transfer (FET) costs from around $3,000-$5,000. There are a couple who decide to hire an egg donor. The cost in this scenario will be much higher and every cycle will cost around $25,000-$30,000. The slightly less expensive idea is to hire a sperm donor, which will cost about $13,000-$17,000 per cycle.

Out of all the above options, the most expensive is surrogacy. It is like bringing up a child altogether for a year. You have to hire a surrogate and take responsibility for all her expenses. For example, you have to pay for her legal fees, surrogacy charge, IVF costs, and the agency fees as well. Choosing this option means spending a minimum of $50,000 to $1,00,000. On the other hand, embryo donation proves to be the cheapest of all other procedures. It does not even cost as much as a normal IVF procedure.

Types of IVF treatment

Apart from knowing the IVF cost, you must also know other facts about it. There is more than one type of IVF treatment such as micro-IVF, conventional IVF and mini-IVF treatment. Under the Mini-IVF procedure, the use of fertility drugs is in low amounts. This type requires minimum monitoring before the transfer of the embryos to the uterus. This procedure costs around $5,000. It is the most suitable technique for those couples who want to try the IUI Treatment.

There are other benefits of choosing mini-IVF besides the cost of it. For example, the chances of multiple-pregnancy are very low in this case. IUI has no control over the multiplication of embryos. In this case, even the transfer of a single egg to the uterus is possible. However, there is no report on the success rates of mini-IVF. It is better than IUI in a lot of ways but if you want to undergo the complete procedure mini-IVF, it may not be the best option there.

Success rates of IVF

Success rates for IVF treatment are not constant at all. it depends on several factors such as the mother’s age, quality of semen, cause of infertility, quality of eggs and more. The most consistent factors out of all are the mother’s age. A girl is born with all the eggs that will ever work for her. Now some of these are genetically active or normal and the rest are not. During the ’20s, the maximum eggs are normal. As a woman ages, the number of normal eggs in her reproductive system decreases. This is the reason young women are more responsive to fertility drugs.

As per the national average of 2016, the following are the probabilities of success:

  • If the woman’s age is below 35, the live birth rate per retrieval is 41.3%
  • Women aged between 35-37 years; the rate is 31.7%
  • Between the age of 38-40 years, the rate decreases to 21.6%
  • If a woman is 41-42 years old, the retrieval rate is 10.6%
  • If the age of the mother is above 42 years, the rate is only a minimum of 3.4%

Now you know how medical science has developed and nothing is impossible. IVF cost will increase in the future with more development in the field of science and medicine. But at least for a couple who have been trying to conceive for a long time can now fulfill their dream of having a child.

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